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Visa Help Pages

About the Visa Commercial Pay App

Minimum iOS Version

The minimum supported iOS version for the Visa Commercial Pay App is iOS 16.

Minimum Android Version

The minimum supported Android version for the Visa Commercial Pay App is Android 14.

What is the Visa Commercial Pay App?

The Visa Commercial Pay App is the easiest, most secure way to create and send payment for business purchases to employees, contractors or interviewees; removing the need for them to pay using personal or corporate cards.

The Visa Commercial Pay App is also great for corporations using travel agencies to book flights or hotels. The app provides access to flight or hotel booking information and allows travelers to resend authorization forms and take pictures of invoices or receipts.

Why use the Visa Commercial Pay App?

Cashless payments have become the norm. Paying virtually is something we do naturally for our personal purchases; we no longer need to carry a card.

However, in the world of business, it's still different. Companies may only issue you a plastic corporate card, or you may have to use a personal card or cash and have to submit expense claims, waiting to be reimbursed.

There is a better way to pay for business. The Visa Commercial Pay App supports creating and receiving virtual cards for business on a mobile device across multiple banking partners.

Who is the Visa Commercial Pay App for?

The Visa Commercial Pay App allows anyone in the business who doesn’t typically have access to a corporate card to pay with single-use payment cards for any approved corporate expense.

Cards can be created for employees, contractors or interviewees to pay for business expenses easily and securely.

Virtual cards are secure, unique payment cards created for a single purchase. You can specify how much money you want the card to be available for and when you’d like to use the card, and we’ll instantly create a card for you to use.

Virtual cards are great for corporations as all spend data flows back to a single centralized account with powerful centralized data. As an employee, you are no longer out of pocket and don't need to submit expense claims.

How does the Visa Commercial Pay App work?

The Visa Commercial Pay App works by generating secure virtual payment cards on a mobile device for a single online purchase, or a Digital Wallet card.

Payments can be triggered in two ways:

  1. Employees can create cards directly on their mobile device.

  2. Finance managers can issue cards to an employee's device for a predefined amount, supplier and duration, using the Visa Commercial Pay Control desktop interface.

Which devices does Visa Commercial Pay App support?

The Visa Commercial Pay App supports Android and iOS devices, including iPads and iPhones.

Windows, Blackberry, and any other mobile devices with operating systems outside of Android and iOS are not supported.

Note

Rooted or jailbroken devices are restricted from accessing the Visa Commercial Pay App. Some Android device manufacturers sell their devices in a pre-rooted or semi-rooted state, and these devices will not be able to use the Visa Commercial Pay App.

Which languages are supported by the Visa Commercial Pay App?

The Visa Commercial Pay App currently supports:

  • English (UK)

  • English (US)

  • Spanish

  • French

  • French Canadian

  • Portuguese

  • Japanese

  • German

  • Italian

  • Chinese (Taiwan)

  • Chinese (Hong Kong)

Can I use the Visa Commercial Pay App internationally?

Yes, the Visa Commercial Pay App is perfect for business travel. You can use your virtual cards internationally at merchants that accept your card type.

Which banks and types of cards does the Visa Commercial Pay App support?

The Visa Commercial Pay App is available through all major card schemes and many issuing banks globally. Card types can be debit, credit and prefunded.

How do I provide app details when I need support?

When you contact a Corporate Admin or Issuer for support, for them to resolve your query effectively, you may be asked to provide information such as your Device details. You can access a list of all these key parameters from Profile > About, including Device ID, Privileges and OS Version details.

Click Copy to copy the screen parameters to your clipboard so that you can easily paste them into an email to the Support Team.

Can I launch actions from the Visa Commercial Pay App tile on my Home Screen?

Holding down the app tile will open the options menu with the available actions. Tapping Create Card will open the app and authenticate the user. After authenticating, the app will launch directly into the Create Card workflow.

Note

This is currently only available for iOS devices.

If you do not have the correct user role and permissions to create a card, you will see a pop-up message confirming this.

Tapping Capture Receipt will open the app and authenticate you. After authenticating, the app will launch directly into the Capture Receipt workflow.